商业保险

商业保险


商业保险保护企业免受正常经营过程中可能发生的事件造成的损失. 每个企业主都需要保险,以确保你的企业面对的所有不同类型的风险都得到保护. 企业业主可能需要的商业保险类型包括:
  • General 责任 insurance; to help pay for medical expenses, damages & 声称你的生意造成了身体伤害或财产损失的诉讼
  • Commercial Property Insurance; can help protect your company’s physical assets, 比如你的建筑, 家具, 标志, 火灾时的设备和库存, 风暴或者盗窃. 即使你在家工作,你也可以获得商业地产保险.
  • 企业家的政策, or BOP; is a combined package of different coverages, 房地产等, 责任, 犯罪报道及更多. 防喷器政策可以根据您的需要进行调整
  • Professional 责任 insurance; insures against negligence claims and helps cover lawsuits that result from mistakes or failure in the services your business provides
  • Commercial 汽车保险; can protect your business and employees from a variety of damages and accidents related to the operation of vehicles.
  • Workers’ Compensation Insurance; can protect your employees in the instance of a work related accident.
  • Crime Insurance; can protect your business from crime-related losses such as theft and forgery.
  • Business Income Insurance; can help pay bills and cover costs if your business has to close temporarily.
  • Cyber Liability Insurance; can help protect your business from damages related to electronic data, 计算机系统, 数据泄露,甚至电脑攻击.
  • Equipment Breakdown Insurance; can protect your business from damages and costs related to computers, 电气和机械设备故障.
  • Business Interruption Insurance; this insurance covers lost income and expenses resulting from property damage or loss. 这有助于保持你的企业在外部力量导致你的企业关闭某些原因. 例如, 如果火灾迫使你关门一个月, 这种保险会报销你的工资, 税, 租金, 以及在此期间所获得的净利润. 
  • Builder's Risk Insurance; this coverage insures buildings while they are being constructed.
  • Home-Based Businesses; Homeowner’s policies don’t cover home-based businesses like commercial property insurance covers businesses. 如果你经营的是家庭企业, 询问关于设备和库存的额外覆盖.





伊利诺斯保险中心有限公司,无论您的业务需要覆盖什么. 可以保证你.  要得到报价,今天打电话给我们 (708) 524-4900.



请免费估计今天我们的商业保险计划. 
bg大游app的办公室(708)580-0242在芝加哥,伊利诺斯州 .

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